Insurance Accepted & Payment Options | Sunshine State Counseling Center
At Sunshine State Counseling Center, we believe quality mental health care should be accessible and affordable. That’s why we work with a wide range of insurance providers to help individuals, families, children, and couples receive the counseling and therapy services they need.
We accept many major insurance plans and are continually expanding our network to better serve clients throughout Florida. Whether you’re seeking individual counseling, family therapy, couples counseling, psychiatric services, or specialized mental health treatment, our team is committed to helping you maximize your insurance benefits and reduce out-of-pocket costs whenever possible.
Because insurance participation may vary by provider, service, and location, we encourage you to contact our office to verify your coverage and discuss your benefits. Our friendly team can help determine whether your insurance plan is accepted and answer any questions regarding eligibility, copays, deductibles, or referrals.
Please note that some insurance plans require a referral or prior authorization before services can begin. Coverage and acceptance may vary depending on your specific plan and the provider you choose.
For the most up-to-date information regarding insurance coverage, accepted plans, and payment options, please contact Sunshine State Counseling Center. We look forward to helping you access the compassionate, professional mental health care you deserve.
Therapy Fees
Psychotherapy Session Fees in Fort Myers & Bonita Springs
Individual Therapy
$99 - $175
per 50-minute session
Couples Counseling
$99 - $175
per session
Family Therapy
$99 - $175
per session
Children's Play Therapy
$99 - $175
per session
Children's Sand Tray Therapy
$99 - $175
per session
EMDR Therapy
$99 - $175
per session
Payment Due at Time of Service
Payment is due at the time service is rendered. We accept major credit cards, debit cards, HSA/FSA cards, and cash for your convenience.
Collaborative Treatment Planning
Counseling is both a time and financial commitment. We collaboratively create a personalized treatment plan with each client. The number of sessions needed varies based on each individual's unique needs and goals.
Good Faith Estimate
Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected charges for psychotherapy services before your appointment. We are happy to provide this upon request.
Payment Due at Time of Service
Payment is due at the time service is rendered. We accept major credit cards, debit cards, HSA/FSA cards, and cash for your convenience.
INSURANCE COVERAGE
In-Network & Out-of-Network Insurance for Mental Health Therapy
Sunshine State Counseling Center is registered as both an in-network and out-of-network provider for most major insurance carriers. We work hard to make therapy as accessible and affordable as possible.
In-Network Provider
If we are in-network with your insurance carrier, we will verify your benefits as an in-network provider as a courtesy. Please be aware that your insurance carrier may pay less than the actual bill for services received — this includes co-payments and deductibles. Any services not covered by your insurance plan remain your financial responsibility.
We strongly recommend contacting your insurance carrier prior to your first session to verify your mental health benefits, co-pay amounts, deductible status, and any pre-authorization requirements.
Out-of-Network Reimbursement
If your insurance plan offers out-of-network mental health coverage, you may be eligible for reimbursement. As a courtesy, we can provide a detailed superbill (itemized statement) for you to submit to your insurance carrier for out-of-network reimbursement. Here is how the process works:
01 Pay at Time of Service
You pay the session fee directly to Sunshine State Counseling Center at the time of your appointment.
02 We Provide a Superbill
As a courtesy, we provide a detailed superbill (itemized statement) with all the information your insurance carrier requires for reimbursement.
03 Submit to Your Insurance
You submit the superbill to your insurance carrier. If you have out-of-network mental health benefits, your insurer will reimburse you directly.
04 Receive Reimbursement
Your insurance carrier processes your claim and sends reimbursement directly to you based on your plan’s out-of-network coverage levels.
COMMONLY ACCEPTED INSURANCE PLANS
Other Insurance We Accept
- Aetna Better Health of Florida
- All Savers Insurance
- Allegiance
- Clear Health Alliance
- Coventry Healthy Kids
- Curative
- First Health Network
- Golden Rule Insurance Company
- Harvard Pilgrim
- Meritain Health
- Managed Care Concepts
- Medicare
- MultiPlan Network
- Optum Health
- Oxford Health Plans
- Surest
- TUFTS Health Plan
- Web TPA
- Wellfleet Group
- Wellpoint
Both locations offer a warm, safe, and judgment-free environment where you can feel comfortable sharing your journey with our licensed professionals. We look forward to welcoming you.
Begin Your Journey To Healing Today
At Sunshine State Counseling Center, we make the therapy process easy and stress-free. Follow these three simple steps to connect with a compassionate therapist in Fort Myers and take the first step toward a healthier, happier life.
1. Initial Consultation & Assessment
Contact us to book your first session and discuss your needs with a licensed therapist.
2. Start Your Therapy Journey
Meet with your therapist in a safe, supportive space to explore challenges and set goals.
3. Experience Growth & Healing
Gain the tools and insights you need to overcome obstacles and create positive change in your life.
Frequently Asked Questions
Find answers to common questions about our therapy services. Can’t find what you’re looking for? We’re here to help.
What should I expect in my first therapy session?
Your first session is an opportunity for us to get to know you and understand your concerns. We’ll discuss your reasons for seeking therapy, your history, and your goals. This is also a chance for you to ask questions and see if our approach feels comfortable for you. The session is confidential and designed to be a safe, supportive space.
How long does each therapy session last?
Individual therapy sessions typically last 50-60 minutes. Family sessions and couples sessions may run 60-90 minutes depending on your needs. We’ll discuss the appropriate session length during your initial consultation and adjust based on your treatment goals.
Do you accept insurance?
We work with many major insurance providers. Please contact our office with your insurance information, and we’ll verify your coverage and explain any out-of-pocket costs before your first appointment. We also offer self-pay options for those without insurance or who prefer not to use their benefits.
What is play therapy and how does it help children?
We work with many major insurance providers. Please contact our office with your insurance information, and we’ll verify your coverage and explain any out-of-pocket costs before your first appointment. We also offer self-pay options for those without insurance or who prefer not to use their benefits.
What is EMDR therapy and who can benefit from it?
EMDR (Eye Movement Desensitization and Reprocessing) is an evidence-based therapy designed to help people heal from trauma and distressing life experiences. It uses bilateral stimulation, such as eye movements, to help the brain process traumatic memories. EMDR is effective for PTSD, anxiety, depression, and other conditions rooted in traumatic experiences.
How can I prepare for my first appointment?
Simply bring yourself and an open mind. It can be helpful to jot down your main concerns or questions beforehand. If you have previous therapy records or relevant medical information, having those available can be useful. Most importantly, be honest about what you’re experiencing – there’s no judgment here, and your answers help us provide the best care.
Do you offer telehealth or online therapy sessions?
Yes, we offer secure online therapy sessions for individuals and families who prefer the convenience of virtual appointments or are unable to attend in-person sessions. Our telehealth platform is HIPAA-compliant and easy to use from your home or office. We can discuss whether online therapy is appropriate for your needs.
How long will I need to be in therapy?
The duration of therapy varies based on your individual needs and goals. Some people benefit from short-term therapy (6-12 sessions) to address specific concerns, while others prefer longer-term support for more complex issues. We’ll regularly review your progress together and adjust your treatment plan as needed. Your journey is unique to you.
Can family members attend therapy sessions?
Absolutely. Family involvement can be a valuable part of the healing process. With your consent, we may invite family members to join sessions when it’s beneficial to your treatment goals. Family therapy sessions are also available as a standalone service to address family dynamics, communication, and relationship challenges.
Is everything I share confidential?
Yes, confidentiality is a cornerstone of our practice. Everything you share in therapy is protected by law and will not be disclosed without your written consent. The only exceptions are situations involving immediate safety concerns, which we’ll explain fully during your first session. Your privacy and trust are our highest priorities.
Still have questions about our services?